Abu Dhabi Commercial Bank (ADCB): Branches, Services, Timings & Contact

Abu Dhabi Commercial Bank (ADCB) is a UAE bank headquartered in Abu Dhabi that provides personal, business, commercial, corporate, and investment banking services. Customers can access ADCB through branches, ATMs, uBank centres, online banking, mobile banking, and its 24-hour contact centre.

If you are looking for Abu Dhabi Commercial Bank in Abu Dhabi, check the head office address, branch locations, opening hours, customer service numbers, and available banking services. Branch facilities and timings can differ, so checking the specific location before travelling can save time.

Quick Overview

ADCB Quick Facts gives you the key details about Abu Dhabi Commercial Bank in one place. The bank serves individual customers, businesses, and larger organisations, with services covering everyday banking, commercial banking, corporate finance, wealth management, and Islamic banking. ADCB also provides digital and self-service options for customers who do not need to visit a traditional branch.

What Is Abu Dhabi Commercial Bank (ADCB)?

Abu Dhabi Commercial Bank, commonly called ADCB, is a full-service UAE bank based in Abu Dhabi. It offers financial products and services for individuals, businesses and corporate customers.

Its banking services cover areas such as personal banking, wealth management, private banking, commercial banking, corporate and investment banking, cash management, foreign exchange and Islamic banking. This broad range allows ADCB to serve both everyday banking customers and companies with more specialised financial requirements.

ADCB also became a larger banking group following its merger with Union National Bank in 2019 and the acquisition of Al Hilal Bank. The integration of the three banks was completed in 2020.

For customers, the more useful point is the bank’s current network and service range rather than its merger history. ADCB now provides banking access through physical locations and several digital channels across the UAE.

ADCB Location in Abu Dhabi

The ADCB head office is located at the Abu Dhabi Commercial Bank Building on Sheikh Zayed Street, Abu Dhabi. The bank lists P.O. Box 939, Abu Dhabi, UAE, and the head-office telephone number as +971 2 696 2222.

The head office is different from a normal customer branch. If you need a routine transaction, account assistance, or cash service, another ADCB branch may be more suitable.

ADCB has several branches in Abu Dhabi, including locations at Al Hosn, Dalma Mall, Mussafah, and Yas Mall. The bank’s official locator provides the latest branch addresses, services, and opening times.

ADCB Head Office Address and Contact Details

• Address: Sheikh Zayed Street, Abu Dhabi, UAE
• P.O. Box: 939, Abu Dhabi, UAE
• Head Office Telephone: +971 2 696 2222
• General Contact Centre: 600 50 2030
• Outside UAE: +971 600 50 2030
• Islamic Banking: 600 56 2626
• Commercial Banking: 600 57 6363
• ADCB Securities: 600 50 3325

The general ADCB contact centre operates 24 hours a day, seven days a week. Commercial Banking also has a dedicated 24-hour contact centre at 600 57 6363.

Branches and ATMs

ADCB currently lists a UAE network of 37 branches, including 10 uBank centres and 2 Excellency Majlis Centres. The official branch network includes locations in Abu Dhabi, Al Ain, Dubai, Sharjah, Ajman, Fujairah and Ras Al Khaimah.

In Abu Dhabi, the listed branches include:

• Al Hosn Branch
• Dalma Mall Branch
• Mussafah Branch
• Yas Mall Branch

The official locator also lets customers search for branches, ATMs, uBank centres, and Excellency centres. It shows the location, address, available services, and timings for the selected facility.

ADCB Branches in Abu Dhabi

Not every branch operates in the same way. A traditional branch may follow a daytime schedule, while a mall-based location may stay open later. For example, ADCB’s published branch schedule lists Reem Mall Branch in Abu Dhabi from 10:00 AM to 9:00 PM Monday to Thursday and Saturday. On Friday, the published schedule lists 3:00 PM to 9:00 PM, with Sunday closed.

Because branch schedules can change, use the official locator for the exact branch you plan to visit instead of relying on general ADCB timing.

ADCB Branch and ATM Locator

The ADCB branch locator is useful when you need the nearest branch or ATM. You can search by city and check the services offered at a particular location before travelling.

This is especially helpful for searches such as ADCB branch near me, ADCB ATM near me, cash deposits, or uBank services. It also helps you avoid visiting a branch that does not provide the service you need.

Abu Dhabi Commercial Bank Opening Hours

ADCB does not use one opening schedule for every branch. Hours vary according to the location and type of banking centre.

Mall branches can operate into the evening, while other branches may use shorter daytime hours. Friday schedules can also differ from the rest of the week.

For example, ADCB’s published schedule for Reem Mall Branch shows evening hours until 9:00 PM on several days. The bank’s general contact centre, however, operates 24 hours a day, seven days a week.

Before visiting an ADCB branch, check:

• The exact branch address
• Current opening hours
• Available banking services
• Friday and weekend timings
• ATM or cash deposit availability

This simple check can prevent an unnecessary trip, particularly if you need a specialised service.

ADCB Banking Services for Individuals

ADCB provides personal banking services covering everyday accounts, cards, finance and digital banking.

Current and Savings Accounts

ADCB offers account options for customers who need everyday banking and savings facilities. Account features, eligibility requirements, and charges depend on the specific product.

Before opening an account, check the current minimum balance, fees, salary requirements,s and transaction conditions. These details can differ between products and customer segments.

Credit Cards and Debit Cards

ADCB offers debit and credit cards for personal banking customers. Debit cards connect to eligible bank accounts, while credit cards provide payment facilities and product-specific benefits.

Card fees, eligibility criteria, rewards, and other features vary by card. Customers should check the current product terms before applying rather than relying on older offers or third-party information.

Personal Finance and Loans

ADCB also provides personal finance and other lending products. The available options depend on the customer’s circumstances and the specific product.

When comparing finance options, look beyond the advertised rate. Check the total repayment, fees, eligibility requirements, repayment period, and other applicable charges before making a decision.

Digital and Mobile Banking

ADCB provides online and mobile banking for many everyday banking tasks. Customers can manage service requests digitally, including certain account, debit card, credit card, fixed deposit, and loan-related requests.

This means customers can handle many routine tasks without visiting a physical branch.

ADCB Business and Commercial Banking Services

ADCB commercial banking serves companies with business accounts, payment services, cash management and other financial solutions.

The bank offers different account options based on business size and requirements. Its current business banking range includes current accounts, call accounts, fixed deposits, retail business accounts and commercial banking packages.

Business Accounts

ADCB provides business accounts for entrepreneurs, micro-SMEs, small businesses and larger companies.

Its Retail Business Accounts target entrepreneurs, micro-SMEs and small businesses with annual turnover below AED 5 million. ADCB also offers commercial packages such as Business First for companies with annual turnover below AED 250 million.

Businesses should review the eligibility requirements and fees for the specific account before applying.

Cash Management

Businesses often need more than a basic bank account. ADCB provides transaction services that support domestic and international payments, along with digital banking channels for business customers.

These services can help companies manage regular payments and other banking transactions from a central business account.

Corporate and Investment Banking

ADCB also provides corporate and investment banking services. These include areas such as corporate finance, investment banking, and foreign exchange.

These services target larger businesses and institutional customers rather than ordinary personal banking users. ADCB lists Corporate & Investment Banking as a separate area within its wider banking operations.

Trade Finance and Business Solutions

Businesses involved in local or international trade can also access trade-related banking solutions through ADCB’s commercial banking channels.

The bank provides business transaction services covering domestic and international payments and maintains dedicated support for commercial banking customers.

ADCB Islamic Banking Services

ADCB also provides Islamic Banking products for customers seeking Shari’ah-compliant financial services.

The Islamic Banking division has its own contact centre at 600 56 2626 within the UAE, available 24 hours a day, seven days a week. ADCB also offers Islamic personal and business banking products.

Product eligibility, fees, and terms depend on the selected Islamic Banking service, so customers should check the latest information before applying.

Online and Mobile Banking

Online and mobile banking can handle many tasks that previously required a branch visit. ADCB’s internet banking service includes requests related to accounts, debit cards, credit cards, fixed deposits and loans.

ADCB also operates uBank centres, which provide self-service banking facilities for personal account holders. Customers can use selected uBank services to open accounts, replace cards, print cheque leaves, print statements and complete other supported services.

uBank centres can also remain open according to the operating hours of their host malls, which can make them useful outside standard branch hours.

How to Contact Abu Dhabi Commercial Bank

The main ADCB customer service number within the UAE is 600 50 2030. Customers outside the UAE can call +971 600 50 2030. ADCB states that its general contact centre operates around the clock.

For specialised enquiries, ADCB provides separate numbers:

Commercial Banking: 600 57 6363
Islamic Banking: 600 56 2626
ADCB Securities: 600 50 3325 within the UAE

Using the correct contact channel can help customers reach the relevant team without first going through a general enquiry route.

ADCB Customer Service and Call Centre

The ADCB Contact Centre operates 24 hours a day, seven days a week. Customers can use phone banking for account assistance, product enquiries and other supported services.

Commercial Banking customers have a separate 24-hour contact centre at 600 57 6363. ADCB states that the service supports activities such as fund transfers and service enquiries.

ADCB also provides an online chat service through its website and mobile banking app. The chat service operates from 8 AM to 8 PM UAE time and can help with branch information, product questions, and other banking enquiries.

For account security, never share your password, PIN, OTP, or other confidential banking credentials with anyone claiming to represent ADCB.

How to Find the Nearest ADCB Branch

To find an ADCB branch near you, use the bank’s official branch and ATM locator. Search by city and select the type of facility you need.

Check the selected location for its:

• Address
• Opening hours
• Available services
• Branch or centre type
• ATM or self-service facilities

ADCB’s locator is particularly useful because different locations can have different services and operating hours.

What You Can Do at an ADCB Branch

The services available depend on the individual branch. Customers may visit a branch for account assistance, customer service and supported teller transactions.

ADCB also operates specialised locations, uBank centres and ATMs, so you should check the facility type before visiting.

For cash deposits, ADCB provides cash deposit machines at selected locations. The bank states that cash deposits above AED 50,000 require customers to select a source of funds from the available options.

If you only need a routine service, check online banking or uBank first. You may be able to complete the task without waiting for branch service.

ADCB Branches in Major UAE Locations

Although Abu Dhabi Commercial Bank has its headquarters in Abu Dhabi, its branch network covers several other emirates. ADCB currently lists branches in Abu Dhabi, Al Ain, Dubai, Sharjah, Ajman, Fujairah and Ras Al Khaimah.

The branch network can change as ADCB updates its locations and services. Always check the official locator for the latest branch information before travelling.

How to Reach (ADCB)

• By Car: Drive towards Sheikh Zayed Street and follow the signs for the ADCB Head Office.
• By Taxi: Tell the driver you want to go to the ADCB Head Office on Sheikh Zayed Street.
• By Bus: Use Abu Dhabi’s public bus network and check the nearest stop before travelling.
• By Navigation: Search ADCB Head Office, Abu Dhabi on your preferred navigation app.
• For Other Branches: Use the ADCB branch and ATM locator to find the nearest branch, its services, and opening hours.

Why Customers Search for Abu Dhabi Commercial Bank

People searching for Abu Dhabi Commercial Bank may have very different needs. Some want the head office address, while others need a nearby branch, ATM, customer service number, or information about a particular banking product.

The most common practical searches include ADCB branch timings, ADCB customer service, ADCB ATM locations, ADCB business accounts, ADCB commercial banking, ADCB Islamic Banking, and online banking.

That makes location and contact information just as important as a general description of the bank. A useful page should help the reader find the right service quickly rather than repeat basic information about the institution.

Before Visiting an ADCB Branch

Check the branch address, opening hours, and available services before you leave. A branch may not provide every service, and mall branches can follow different schedules from other ADCB locations.

If your request only involves routine account management, first check ADCB’s online banking, mobile banking, uBank,k or contact centre options. This can save a branch visit when an in-person service is not necessary.

Final Through

Abu Dhabi Commercial Bank (ADCB) provides banking services for individuals, businesses and corporate customers through branches, ATMs, uBank centres and digital channels. Its headquarters are in Abu Dhabi, while its branch network extends across several UAE emirates. For a branch visit, check the location, current timings and available services first. For general assistance, ADCB’s UAE contact centre is available on 600 50 2030, while Commercial Banking and Islamic Banking have dedicated contact numbers.

Related as: FAB Balance Check: Complete Guide to Checking Your Account Balance in the UAE

Frequently Asked Questions

What is the full name of ADCB?

ADCB stands for Abu Dhabi Commercial Bank PJSC. The bank is headquartered in Abu Dhabi and provides personal, business, commercial, corporate, and investment banking services.

Where is Abu Dhabi Commercial Bank headquarters?

The ADCB head office is at Abu Dhabi Commercial Bank Building, Sheikh Zayed Street, Abu Dhabi, UAE. The bank lists P.O. Box 939 and the head-office telephone number +971 2 696 2222.

What is the ADCB customer service number?

The main ADCB contact centre number within the UAE is 600 50 2030. ADCB states that the contact centre operates 24 hours a day, seven days a week.

What time does ADCB open?

ADCB does not have one universal opening time for every branch. Hours depend on the location and branch type, so customers should check the official branch locator before visiting.

Does ADCB offer online banking?

Yes. ADCB provides online and mobile banking services that let customers handle various account, card, fixed deposit, and loan-related requests without visiting a branch.

Does ADCB provide Islamic Banking?

Yes. ADCB offers Islamic Banking products and services. The Islamic Banking contact centre number within the UAE is 600 56 2626.

How can I find the nearest ADCB branch?

Use the official ADCB branch and ATM locator. It provides branch locations, addresses, available services, and timings, helping you select the right location before travelling.

Does ADCB offer business banking services?

Yes. ADCB offers business and commercial banking products, including current accounts, retail business accounts, fixed deposits, and transaction services. Its Retail Business Accounts target businesses with annual turnover below AED 5 million, while Business First serves eligible commercial customers with turnover below AED 250 million.

What is the ADCB Commercial Banking contact number?

The ADCB Commercial Banking Contact Centre can be reached on 600 57 6363 within the UAE. ADCB states that the service operates 24 hours a day, seven days a week.

Does every ADCB branch provide the same services?

No. ADCB operates different types of branches, uBank centres,s and specialised banking locations. Services and opening hours can vary, so check the individual location before visiting.

Does ADCB have branches outside Abu Dhabi?

Yes. ADCB lists branches across Abu Dhabi, Al Ain, Dubai, Sharjah, Ajman, Fujairah and Ras Al Khaimah.